Loan Application Checklist

Gather Your Documentation
Mortgage Guidance

What You'll Need For Pre-Approval Or Approval

To help you gather the documentation needed for your loan pre-approval or approval, please use the following checklist:

General

  • Pay stubs for the last 30 days
  • Lender names, addresses, account numbers, balances and monthly payments for all current loans
  • Estimated values for personal property and furniture

For The Last Two Years

  • Signed federal income tax returns
  • W-2 or 1099 forms

For The Last Three Months

  • Bank statements
  • Retirement account statements
  • Mutual fund and stock account statements

Copies Of

  • If you are selling another home, a copy of the listing agreement
  • If you sold another home, the closing statement on that transaction
  • Homeowners insurance information
  • Current rental agreements, if you own rental property
  • Gift letter and copy of check, if applicable
  • Separation, divorce and child support documentation, as applicable
  • Photo ID and proof of social security number
  • Pension award letter, if you are retired
  • Social security award letter, if you receive social security

Explanation Of

  • Source of down payment and closing costs, including supporting documentation
  • Late, slow or no payments on your credit report

If You Are Self-Employed

  • Signed copies of last two years' business tax returns with schedules
  • Year-to-date profit & loss statement
  • Personal financial statement

Questions About Your Loan Application?

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