Loan Application Checklist

To help you gather the documentation needed for your loan pre-approval or approval, please use the following checklist:

General

Pay stubs for the last 30 days
Lender names, addresses, account numbers, balances and monthly payments for all current loans
Estimated values for personal property and furniture.

For the last two years

Signed federal income tax returns
W-2 or 1099 forms.

For the last three months

Bank statements
Retirement account statements
Mutual fund and stock account statements.

Copies of

If you are selling another home, a copy of the listing agreement
If you sold another home, the closing statement on that transaction
Homeowners insurance information
Current rental agreements, if you own rental property
Gift letter and copy of check, if applicable
Separation, divorce and child support documentation, as applicable
Photo ID and proof of social security number
Pension award letter, if you are retired
Social security award letter, if you receive social security.

Explanation of

Source of down payment and closing costs, including supporting documentation
Late, slow or no payments on your credit report.

If you are self-employed

Signed copies of last two years’ business tax returns with schedules
Year-to-date profit & loss statement
Personal financial statement.

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